As you are making personal finance choices and financial decisions affecting retirement assets, individuals must confront the fact that, historically, portfolio investments that are conservative have yielded substantially lower financial asset returns than more risky assets have returned. With returns adjusted for risk, you simply cannot get less risk and higher returns in the long-term. [...]

Here is an email that tells you something about the character of attorney Tommy Cryer. It is from him to another of my law buddies, Bob Hurt: From: Tom Cryer Date: Mon, Sep 15, 2008 at 3:47 PM Subject: Re: Not Good Notes on Dr. Sam Kennedy To: Bob Hurt Hi, Bob. Just a couple [...]